Terms of Service

These terms cover the Nusafa website and the Nusafa app, both published by Galaxims Technologies LLC (“we”). By using either one you agree to them. If you do not agree, please do not use them. How we handle your data is in the site privacy policy and the app privacy policy.

The website

Content is provided for general information and education. You may read it and share links to it. Please use it lawfully and do not misuse it, scrape it at scale, or try to disrupt the service.

Not professional advice

Our articles and calculators explain how things work. They are not tailored to you.

• Financial: general education, not personalized financial, tax, legal or investment advice. Calculator results are estimates built on the numbers you enter and on assumptions that may not hold.
• Health: general information, not medical advice. Check with your doctor before major changes.
• Shopping and Travel: guidance only. Check current prices, fees, and policies with the seller or provider before you buy or book.

See our disclosure page for the detail on each pillar.

Figures and rules change

Many articles cite tax limits, government rules, fees, and recommendations that are updated regularly. Each article shows its date. We aim to cite official sources and to say so when a figure is an estimate, but we do not promise that any article is complete, current, or free of errors. Confirm the figure with the official source before you act on it.

The app

The Nusafa app helps you keep track of dates that cost money or cause trouble when missed, such as renewals, expiry dates, return windows and deadlines, and reminds you before they arrive.

• Who can use it. You need to be at least 18 years old, and for now the app is open to people in the United States. If you sign up from somewhere else we may put you on a waiting list.
• Your account. You sign in with your Google account. Keep it secure, and tell us if you think someone else has used it. You are responsible for what happens under your account.
• What you add. The reminders, dates and notes you enter stay yours. You give us permission to store and process them to run the app for you: to remind you, to email you, to share them with people you choose, and to keep your account working. Please do not enter government ID numbers, bank or card numbers, or passwords. The app is not built to hold them and may refuse them.
• Households and sharing. When you share a reminder or a list, the people you share it with can see it. Only share with people you trust, and check who you have invited. When you invite someone, you confirm that you may give us their email address for that purpose.
• Reading dates from text and photos. The app can suggest dates from text you paste or a photo you take. These suggestions come from software, which can be wrong. Check every date against the original document before you confirm it.

Reminders are a helper, not a guarantee

We work hard to send reminders on time, but we cannot promise that every reminder, email or notification will arrive, arrive on time, or be seen. Email can be delayed, filtered or blocked; phones can be off or in a mode that hides notifications; and a date can be entered or read wrongly. A reminder does not change the real deadline, and the real deadline is always the one set by the company, agency or provider concerned.

Please treat Nusafa as a second pair of eyes, not the only one. For anything where a missed date would cause serious harm, such as a legal deadline or a medical need, also keep your own record or calendar.

Free trial and plans

New accounts get a free trial of 30 days, with no card needed. We charge you only after you choose a plan and agree to it, at the price shown. Monthly and yearly plans renew automatically at the price shown until you cancel, which you can do at any time under Your plan; you keep the plan until the end of the period you have paid for, and we do not refund part periods unless the law requires it. A lifetime plan is one payment with no renewal. Payments are handled by Stripe. If your trial ends and you do not choose a plan, your reminders are kept and you can still export them. Nothing is deleted because a trial ended.

Emails and notifications

The app emails you reminders, a weekly summary, invitations you send or receive, and messages about your account. You can turn reminder email off in Settings, and each email has a link to do so. We do not run advertising in the app. The weekly summary may link to one related article from our site.

Using the app responsibly

Please do not:

• use the app to break the law or someone else's rights;
• send invitations or emails to people who have not agreed to hear from you;
• try to get into accounts, data or systems that are not yours, or to probe or disrupt the service;
• copy, resell or reverse engineer the app, except where the law lets you;
• use automated tools to create accounts or to load the app beyond ordinary use.

Third party services

The app works with services we do not run, such as Google for signing in and, if you choose to connect it, Google Calendar. Their own terms apply to your use of them, and we are not responsible for them. You can disconnect Google Calendar at any time in Settings.

Affiliate relationships

Some content contains affiliate links, labeled on the article and explained on our disclosure page. We are not responsible for the products, services, or content of third party sites we link to.

Changes to the service

We keep improving Nusafa, which means features may change, move or end, and the service may be unavailable from time to time. We will try to give notice of changes that matter to you.

Ending your account

You can delete your account at any time (see how to delete your account). We may suspend or close an account that breaks these terms or puts others or the service at risk, and we will tell you why where we can. When an account closes, your right to use the app ends, and the data is handled as the privacy policy describes.

Our promises, and their limits

The website and the app are provided “as is” and “as available”. To the fullest extent the law allows, we do not make promises about them beyond those in these terms, including promises that they will be uninterrupted, error free, or fit for a particular purpose.

To the fullest extent permitted by law, Galaxims Technologies LLC is not liable for indirect or consequential losses, or for lost profits, fees, fines, penalties or missed deadlines, arising from your use of the website or the app or reliance on their content, including a reminder that was late, missing or wrong. Our total liability to you for any claim is limited to the greater of the amount you paid us in the twelve months before the claim, or $100.

Nothing in these terms limits liability that the law does not allow to be limited, such as for fraud, or for death or personal injury caused by negligence. Some places do not allow some of these limits, so they may not apply to you in full.

Changes to these terms

We may revise these terms as the site and app change. For changes that matter, we will tell account holders by email or in the app before they take effect. Continued use after a change means you accept the revised terms.

Other things

If a part of these terms cannot be enforced, the rest still applies. If we do not enforce a term straight away, that does not mean we have given it up. These terms, with the privacy policies, are the whole agreement between you and Galaxims Technologies LLC about Nusafa.

Contact

Galaxims Technologies LLC. Questions about these terms: [email protected].