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Furnace Filter: Size, Rating and When to Change It

Buy the right filter once, write the size down, and set a date to swap it.

Nusafa TeamNov 3, 20264 Min Read
A pleated furnace filter in a cardboard frame with an arrow showing air flowing through it

Some links in this article may be affiliate links. If you make a purchase through one, Nusafa may earn a commission, at no extra cost to you. Read our full disclosure policy.

Most homes need a new furnace filter about every 3 months, and every month or two in a house with pets or heavy use. Heating season is the time to check. A clogged filter makes the furnace work harder, and the wrong one can do the same.

Key takeaways

  • Read the size printed on the edge of your current filter. Take a photo of it.
  • Pick a rating your furnace can handle. Higher is not always better.
  • Check it monthly and set a repeat reminder. Swap it at least every 3 months.

How do I buy the right furnace filter?

  1. Find the size. It is printed on the cardboard frame, such as 20x25x1. That is the nominal size. The real filter is often a little smaller, so buy the number on the old one, not a tape measure reading.
  2. Check the thickness. A 1 inch filter is the common kind. Thicker filters, often 4 or 5 inches, fit a special cabinet and usually last longer between changes. You cannot swap one for the other.
  3. Pick a rating. Filters carry a MERV number. Higher numbers catch smaller particles. For most homes, MERV 8 to 13 is the range commonly recommended. Check your furnace manual first. A very dense filter can restrict airflow on a system not built for it.
  4. Match the filter to your home. Pets, allergies, or a dusty area are reasons to look at the upper end of what your furnace allows. A quiet two person home may be fine in the middle.
  5. Compare the unit price. A multipack is often cheaper per filter. Divide the price by the number of filters, like the unit price shelf tag does for groceries. Check current price before you buy.
  6. Skip the claims you cannot check. Words like "ultra" or "premium" are not a rating. Look for the MERV number on the box.

How often should I change it?

A common rule is to check it every month and replace it at least every 3 months. Your filter may need it sooner:

  • Pets that shed: look at it every month and expect to swap it earlier.
  • Heavy use in winter: the furnace runs more, so the filter fills faster.
  • Thick filters: often last 6 months or more. Follow the box.
  • Construction or a dusty season: swap it after the work is done.

A simple test: hold the filter up to a light. If you cannot see light through it, replace it.

Mistakes that cost money

  • Installing it backwards. Look for the arrow on the frame. It points toward the furnace, the way air flows.
  • Washing a disposable filter. Only filters marked washable can be cleaned.
  • Buying a higher rating than the furnace handles. Read the manual before you move up.
  • Forgetting it. The most common mistake. Write the date on the frame in marker.
  • Leaving the gap open. A filter that does not fit snugly lets dust go around it.

Quick action checklist

  • [ ] Pull out your current filter and photograph the size.
  • [ ] Look up the MERV range in your furnace manual.
  • [ ] Buy a multipack in that size and rating.
  • [ ] Write today's date on the new filter's frame.
  • [ ] Add a repeat reminder to Nusafa, and test your alarms the same day. See space heater safety checks.

Subscribe below for the next Shopping piece, on how to read a warranty before you pay for it.

Product guidance changes, so follow your furnace manual and the filter box. Check current price before you buy. See our disclosure policy for details.

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